Tax-Wise Giving with Your IRA Required Minimum Distribution

Those ages 70 ½ and older may want to consider making a meaningful, tax-efficient gift to the Valley of the Moon Observatory Association using funds from their traditional or Roth IRA. With this way of giving you can:

  • Make tax-free gifts each year from your IRA withdrawals by having a portion transferred directly to RFO (up to $100,000 per year for an individual; $200,000 per couple with separate IRAs).
  • Use your Required Minimum Distribution for your gift to avoid taxes on the transfer of funds.
  • Avoid increasing your adjusted gross income and potentially subjecting your Social Security income to a higher tax level by giving directly from your IRA.
  • Provide a generous gift to RFO.

Please contact Stephanie Derammelaere, Executive Director, if we can provide more information to you or your advisors. She can be reached at sd at or 707-324-0669. 



Looking for other ways to help? Try Corporate Sponsor, Donate, Donate Stock, Tax-Wise Giving, eScrip, Legacy Giving, RFO Needs list

Your donation is tax deductible! RFO is a 501(c)(3) nonprofit. Tax ID 47-0877393

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